“As a Contractor, working on a Limited company basis, I have used the services of Horner Downey since April 2007.
I have found Horner Downey to be efficient, friendly and prompt in dealing with my financial affairs and for keeping me updated on any key tax, VAT changes etc. I would be happy to recommend them to anyone looking to use an Accountant for the first time, or for anyone looking to move to Horner Downey from another accountant.”
As a rule, SPV companies are used only for buy-to-let, and do not carry out other forms of trading, which is why buy-to-let lenders who offer mortgages to Limited Companies usually require them to be a SPV – because that makes them easier to understand, and less risky. Put simply, a SPV is a company which has a “Special Purpose” of owning and renting out property.




